By the time your child turns 18, the damage they cause at home could cost you nearly £15,000, according to Checkatrade. It says parents spend an average of £449 a year per child on repairs, with four-year-olds causing the most chaos.
However, damage caused by angry teens can also be expensive. Replacing broken electronic items averages £325 a year, while furniture, carpets and scratched floors are frequent casualties. Kids may also draw on walls, slam doors and break their own toys.
Many parents now take steps to protect their homes, from washable paint to hard flooring and TV screen protectors. Consider adding accidental damage cover to your home insurance , so the most expensive damage is paid for by your insurer.
With the summer holidays just around the corner and the kids spending more time at home, now’s a good time to check exactly what your home insurance covers — and what it doesn’t.
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As with all insurance policies, conditions and exclusions will apply.