My career in financial services started in 1993. Having gained a BSc (Hons) in Mechanical Engineering and MBA in Finance, I held a variety of roles with Citibank, Bank of America Merrill Lynch, American Express Bank and Credit Suisse before settling into mortgage consultancy. In 2021, I joined Crystal Clear Financial Planning Limited, one of the most reputable whole-of-market mortgage broker company in the UK.
I’m very proud to say that I’m heavily involved with a local domestic race equality charity, helping people from Black and minoritised ethnic communities to understand finance and give them the confidence they need to take control of their financial circumstances. I live in Surrey and, although most of my clients are UK based, some are international.
Working within the banking sector, and particularly within the real estate financing industry, for so long has given me an in-depth understanding of how it works; experience I use for the benefit of my clients.
My time in investment banking gave me an opportunity to establish long-lasting relationships with many private clients. In addition to ‘everyday’ residential and buy-to-let purchases, my particular areas of expertise include first-time-buyers, re-financing, clients with multiple complex income streams and portfolio landlords.
I’m passionate about what I do – helping someone fulfil their dreams is incredibly rewarding. Financial transactions relating to property are usually a significant event in anyone’s life and can be stressful, so being able to both help and make a real difference are key motivators.
Getting to know my clients is something I enjoy. Doing so helps me understand their true circumstances which means I can offer them sound advice – not only to make a successful loan application, but one that helps to meet their goals.
Looking for a Mortgage and Protection Adviser in Walton-on-Thames?
Mustafa Bilal is a highly experienced Mortgage and Protection Adviser based in Walton-on-Thames and Surrey, helping clients both locally and nationwide. If you're nearby, why not arrange a face-to-face meeting? Or if you're based elsewhere, Mustafa can easily assist you via a phone-call or Teams appointment. Get in touch today by clicking his email address above. Friendly, professional and tailored advice is just a click away!
Even though we have switched mortgages previously we were quite nervous this time around as we knew interest rates were considerably higher.
Emma put our mind at ease and found us some perfect options. We found Emma to be very efficient with keeping track of the process and in answering any further questions we had.
It was an extremely smooth process and we would definitely recommend Emma to others.
Jason has been beyond helpful, always replying to my emails super quick and with all the information needed.
A great experience with Daniel, very enthusiastic and positive, encouraging and hardworking. Good communication and timely updates about the whole process. Finally got a good deal with the bank which I am so grateful to him. Wish him all the best in his career.
Fantastic staff and service! Great communication and so kind!
Good experience with Misbah , happy with her service. May Allah give her more success.
