I am stressed and not sure what the best option is for me, what shall I do? You could get in touch with your lender, as they may have options available for homeowners who are struggling.
For example, you might be able to:
You could also consider reducing subscriptions to services like Netflix, shopping around for better deals on broadband and insurance, and drawing up a budget to see where else you might be able to cut costs. You might also be able to take a payment holiday or reduce the amount you are paying for an agreed period.
Before making any decisions, it’s a good idea to speak to us first. This is what we are here to do, be the guiding hand through all your financial needs.
We understand that times are tough and trying to find the right mortgage lender for your needs and circumstances is tricky. That’s why we have access to whole of the market for lenders, meaning we do all the work for you and have a variety of different lenders to choose from, to find the best for you.
We understand that many homeowners are very worried about rising mortgage rates. We are here to advise you about your options and help you make informed decisions about the future – so please get in touch !
1 UK Finance, 2023
2 Money Facts, 2023