My career in financial services started in 1993. Having gained a BSc (Hons) in Mechanical Engineering and MBA in Finance, I held a variety of roles with Citibank, Bank of America Merrill Lynch, American Express Bank and Credit Suisse before settling into mortgage consultancy. In 2021, I joined Crystal Clear Financial Planning Limited, one of the most reputable whole-of-market mortgage broker company in the UK.
I’m very proud to say that I’m heavily involved with a local domestic race equality charity, helping people from Black and minoritised ethnic communities to understand finance and give them the confidence they need to take control of their financial circumstances. I live in Surrey and, although most of my clients are UK based, some are international.
Working within the banking sector, and particularly within the real estate financing industry, for so long has given me an in-depth understanding of how it works; experience I use for the benefit of my clients.
My time in investment banking gave me an opportunity to establish long-lasting relationships with many private clients. In addition to ‘everyday’ residential and buy-to-let purchases, my particular areas of expertise include first-time-buyers, re-financing, clients with multiple complex income streams and portfolio landlords.
I’m passionate about what I do – helping someone fulfil their dreams is incredibly rewarding. Financial transactions relating to property are usually a significant event in anyone’s life and can be stressful, so being able to both help and make a real difference are key motivators.
Getting to know my clients is something I enjoy. Doing so helps me understand their true circumstances which means I can offer them sound advice – not only to make a successful loan application, but one that helps to meet their goals.
10/10 fantastic service! I understood everything, clear and easy to work with.
Luke Parker has been great with sorting out my mortgage and insurance. He keeps me regularly updated with progress and works hard to ensure I’m getting the best deal possible. Luke is easy and reliable to deal with and I am extremely grateful for how he works.
Nick Cross has provided excellent financial advice for me over the past few years. The communication and overall service has been friendly, professional and thorough. I feel comfortable knowing that I have the best deal on my mortgage and that any questions I have will be answered clearly and swiftly. Highly recommended!
Always a pleasure working with Nick, when it comes to rearranging our mortgage. Professional service, great communication, would have no hesitation in recommending his services.
My adviser Nick was friendly and reliable. The whole process went very efficiently.
