Trained initially by Norwich Union (now Aviva) I was instrumental in the establishment of their Healthcare Division, which initially was for Private Medical Insurance only but developed to include the Safeguard Income Protection policy, and later introduced Critical Illness as an add-on. My brief was company funded schemes (employee benefits).
In 1995 I founded my own independent Whole of Market healthcare brokerage for all aspects of Business Protection. I have contributed to many product developments, been invited to contribute to seminars and acquired an outstanding reputation as a business protection specialist.
Areas covered include Directors Shareholding Protection, Business Loan Protection, Company Share Buyback, Partnership Protection, Key Person Cover, Relevant Life Cover, Business Income Protection and Company Private Medical Schemes. I can of course offer the same expertise and experience for Personal Protection.
With clients ranging from sole traders to major corporate entities, I am happy to bring over 30 years’ experience and expertise to clients of Crystal Clear Financial Planning Ltd.
Away from professional matters my interests include most sports (as a spectator), travel, symphonic concerts and opera. I am invited to contribute to various music and arts journals and to review classical CDs.